Insurance
At Handon Solutions, we are proud to partner with BARMER, one of the largest health insurance providers in Germany. With a vast network of 380 branch offices, BARMER ensures that a customer service centre is always within reach. Serving over 8 million people across the country, BARMER connects customers with a wide range of doctors, hospitals, and regional partners. Their commitment to supporting international students makes them a reliable choice for your health insurance needs.
Why Is Insurance Important When Migrating to Germany?
Health insurance is mandatory for everyone in Germany, including international students. It forms a key component of Germany’s social security system, offering free or affordable access to healthcare services.
Membership with BARMER
Once you begin your studies, you can become a member of a public health insurance provider like BARMER, ensuring access to comprehensive healthcare throughout your stay.
Who can benefit from BARMER health insurance?
- Students
- Employees
- Families
Why do you need insurance before arriving in Germany?
Usually, if you’re applying for a student visa, you’ll need to take incoming travel insurance for your visa application. This ensures you are covered from the moment you arrive in Germany until your public health insurance begins. But we recommend contacting BARMER before your arrival to organize your public health insurance in advance. BARMER can provide all the necessary documents for your visa application and enrollment, ensuring you’re appropriately covered throughout your transition to life in Germany.
Blocked Account
A blocked account( Sperrkonto) is a specific type of bank account needed for international students and job campaigners planning to live in Germany. This account serves as evidence that the aspirant has sufficient fiscal backup to support themselves during their stay. The needed deposit amount varies depending on the purpose of the stay and the guidelines set by German authorities.
The finances in the blocked account are not accessible all at once; rather, a fixed monthly amount is released to cover living charges. The account is opened at a German bank, either in the aspirant's home country or online with approved providers. To open the account, the aspirant must give essential documents similar as a valid passport, evidence of enrolment or job offer, and substantiation of fiscal means.
The aspirant will also need to designate an account devisee, which could be the charge abroad or the responsible foreign authority. Once the needed deposit is made, the account provider will issue a" blocking confirmation," a document demanded for the visa or resident permit application.
Fintiba, our partner, is a premier platform specializing in financial and insurance services for international students and professionals preparing to move to Germany. Established in 2016 and headquartered in Frankfurt am Main, Fintiba combines innovative digital tools with personalized support. Our solutions are designed to simplify the process for those pursuing education or employment opportunities in Germany, delivering exceptional value and a seamless experience.
Why Fintiba Stands Out?
- Fully online process
- Partnered with trusted German banks
- Expertise in handling international student and visa applicant needs
- Avoid unnecessary delays and extra transfers
For a hassle-free experience and faster visa approval, Fintiba is the smart choice for your blocked account.
Why Fintiba is considered safe?
- Convenient Online Platform
- Effortless Application Process
- Instant Confirmation
- Globally Recognized by German Authorities
- Confidential Document Storage
- Reliable Financial Partner
- Exclusive Blocked Account Ownership
- Fund Protection
- Refund Safety Measures
- Secure Transactions with mTan Verification system
Career Guidance
We help you choose the right career path by assessing your interests, skills, and goals. Our expert counsellors provide personalized advice to ensure you select the best course and university for your future success.
Admission Assistance
Our team simplifies the admission process by guiding you through university applications, documentation, and deadlines. We ensure your application stands out, increasing your chances of securing admission to top institutions.
Financial Aid
We assist you in exploring scholarships, grants, and education loans to ease your financial burden. Our experts help you navigate funding options and secure the best financial support for your studies abroad.
Travel and Forex Service
From flight bookings to currency exchange, we ensure a hassle-free travel experience. Our trusted partners provide competitive forex rates, helping you manage your finances efficiently.
Visa Support
We guide you through the visa application process, ensuring all documents are correctly prepared and submitted. Our experts provide interview coaching and updates on visa requirements to improve your chances of approval.
Accommodation
Finding a safe and comfortable place to stay is crucial, and we help you secure the best accommodation options near your university. Whether you prefer dormitories, private apartments, or homestays, we ensure a smooth transition to your new home.
